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Item dispute on Credit Report. Wait until discharge?

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    Item dispute on Credit Report. Wait until discharge?

    I got an alert that something potentially negative got reported to the credit bureaus.

    MACYS/GEMB
    Discharged in Bankruptcy.

    The only problem is I did not have a balance with these guys, and in fact the current reports states that:

    MACYS/GEMB
    Balance = 0.00
    Credit line closed - consumer request - reported by subscriber

    what gives??

    My wife has an account with Macy's that is included in the bankruptcy, but my name is not on that card.

    Should I dispute this now or wait until the discharge goes through.

    thanks

    I WILL be printing a copy of this report and keeping it for my records, however.

    #2
    I would wait until discharge, but you need to do what you see fit.

    If it's not yours, then dispute it and get it removed immediately.
    BUSY running my own credit repair services! Sorry I don't stop in so often any more!

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