FICO credit scoring

[Pumpkin729]

FICO credit scoring, when you pull your credit report for all three credit bureaus are they always in the same order Transunion-Equifax-Experian?? How is the middle score determined, by what the actually number is when pulled or do they add all three together and divide that by 3? Right now on my front sheet it reads as follows. So is 698 considered to be my middle score?

TU 726
Equ 698
Exper 680

[Boscoe]

Where did you pull it from, myfico.com? That is the only place to get the real scores. Yes, the 2nd highest score is your middle score, in your case, 698.

[Pumpkin729]

Where did you pull it from, myfico.com? That is the only place to get the real scores. Yes, the 2nd highest score is your middle score, in your case, 698.

Yes, I pulled them from myfico.com


when you pull your credit report for all three credit bureaus are they always in the same order Transunion-Equifax-Experian or does that order change each time you pull them?

[TX Bluebonnet]

Yes, I pulled them from myfico.com


when you pull your credit report for all three credit bureaus are they always in the same order Transunion-Equifax-Experian or does that order change each time you pull them?

Not sure, but can't help wondering why do you ask?

[Cali]

I only purchase from myfico and they are always the same way. You just click the one you want to see first.

[jJimmy11111]

???

Where did you pull it from, myfico.com? That is the only place to get the real scores. Yes, the 2nd highest score is your middle score, in your case, 698.

What do you base this information on ? It suits me if you are correct, but I would have thought that your middle score would be the avarage of the three....no ?



Edit...: Sorry, I mis-read the whole thing. Yes, I see this as being the correct method they use.

Many thanks.

.

[bkdone]

Anytime we have refinanced or applied for a mortgage, the lender pulls FICO scores. Each time they show us the report, and the number that is in the middle is the score they use. They disregard the highest number, and the lowest number...hence 'middle score.' It has been this way for many, many years.

[007nco]

So where can one find FICO scores that can be checked day after day as someone mentioned? I see myfico packages that allow for $45 a shot or a bi-annually for $89 for all three agencies. Seems to me that you should get to see your score for less than these costs, no?