What is the best thing to do to help rebuild credit with a new card?
I just got approved for a Capital One Rewards Card ($300 limit, 1% cash back, 0% apr until December 08, then 16.6% after that), and I'm about a month out of my discharge. First card since BK, wooo!
I was delighted that I didn't have to start with a secured card through a shadier bank...
Anyways, Is it better to carry a balance, or just pay it off in full each month?
Obviously, I can't get into much trouble with a $300 limit, but ever since the BK - I have this urge to treat all my credit associated things with kid-gloves and try and be "perfect".
I just got approved for a Capital One Rewards Card ($300 limit, 1% cash back, 0% apr until December 08, then 16.6% after that), and I'm about a month out of my discharge. First card since BK, wooo!
I was delighted that I didn't have to start with a secured card through a shadier bank...
Anyways, Is it better to carry a balance, or just pay it off in full each month?
Obviously, I can't get into much trouble with a $300 limit, but ever since the BK - I have this urge to treat all my credit associated things with kid-gloves and try and be "perfect".