Collection item not on Ch 7 filing

[gjones]

I found out today that I was discharged yesterday. I went ahead and pulled a copy of my Equifax report and noticed that there was a collection item for the cable bill that I forgot to to include on my filing.

Can I go back to the attorney and ask him to add it now? If I do, what will happen? Will they re-open it?

[LuciluS]

I would just send them a copy of your bankruptcy papers and reference your Cable Account #.

Yes, it is possible, to have your Attorney re-open the case & include the creditor. I believe you Attorney will charge you extra & their will be court fees involved too. But, from what has been stated by several Posters on the Chapter 7 Board is 'All Debts are Discharged' even if you forgot to list one.

You might just shoot an email to your Attorney (if you have his/her email) or call them and ask.

Luci

[AngelinaCatHub]

I had similar, but your 7 paper will kill it off. After all, you ARE bankrupt. Enjoy your new start and to heck with the cable. 'Hub

[GoFigure]

There is no need. All debts, known or unknown are included in your BK. Just write to the credit bureaus and they will include that item as "discharged in the bankruptcy"