Credit cards that I found on Myfico.com for ppl w/ bad credit

[mike258]

Mike 258, are you from the Massachusetts area? I am looking into DCU to get started and was just discharged 8-24-09. I wanted to see if they would approve me for a secured CC so soon after bankruptcy...any thoughts? What was your experience? THanks!

Yes, I am in MA, but DCU does business all over the US. I haven't opened up any accounts with them (Im going to Navy Federal CU instead), but I stopped in a branch about a month ago and spoke to a rep about my BK. She told me to wait until I was discharged, them come in and open up the accounts...she didn't specifically give a time line.

[jcregs28]

Thanks Mike! I have opened up an Orchard Card, Credit One Bank card and am an authorized user on a parent's Capital One card post discharge last month. I will look to speak with DCU about the secured card as it looks like they are one the most friendly secured cards to get after bankruptcy!

[mike258]

Yep DCU and Navy Federal CU are supposed to be among the better BK friendly credit unions out there. I'd recommend Navy Federal over DCU if you can find a way in. Navy's membership requirements are a strict compared to DCU.

Not all CU are BK friendly (PenFed, cough, cough)

[debtmonster]

I thought you could not join the Navy one unless you were in the military.

[mike258]

I thought you could not join the Navy one unless you were in the military.

[debtmonster]

So as nice as that Navy CU sounds... it won't work for me.

[mike258]

So as nice as that Navy CU sounds... it won't work for me.

Not to worry...DCU will work just fine.

[debtmonster]

So this is the one?

https://www.dcu.org/