Next steps
Well I'm about 18 months after discharge, applied for a capitol one credit card and was approved for $2,000 credit line. Only have 4 negatives on my report and 3 are credit cards that will be deleted in 3 months since there all in the 7 year SOL. The only other negative that's on my report would be that i filed chapter 7 bankruptcy(Just noted on my report, no accounts will be on there as discharged due to bankruptcy).
I would like to buy a home ASAP, I have a good solid work history and a nice savings built up. So my question is, what are some things I should start doing so I can qualify for a mortgage and how much more time is it going to take? Another thing I should mention, I have never bought or owned a home before.
I would like to buy a home ASAP, I have a good solid work history and a nice savings built up. So my question is, what are some things I should start doing so I can qualify for a mortgage and how much more time is it going to take? Another thing I should mention, I have never bought or owned a home before.