I want to file 7 need ASAP advice going to see a lawyer tommrow im only 22

[Prdebevec]

So, yes i was stupid and racked up a bunch or payday loans, bills and so on. So here come the questions

1- How much will it cost do i have to pay upfront or not?
2- It takes 3 months?
3- I owe about 9 grand in bills and 9500 on my car upside car loan is it all going to be taken care of?
4- I owe les shawbe 1,000 i dont have the rims anymore i sold them will that be covered?
5- My car will get taken away and get outta the loan but will it show up as a repo or BK?
6- Im 22 and in deep debt and just want to get a fresh start and never take out loans ever again i dont have a job lost it so im on unemployment now should i do it now while im still young?
7- Is it going to affect me when i get a house in 3-4 years if that ever happens?
8- Whats happens to my I phone will i lose that or my laptop?
9- Anyone know a good lawyer in or by Everett, Wa

Am i doing the right thing?
i will message back if i have more questions right now its hard to sleep at night and if i was just debt free i could move on in my life and start putting money in savings

[HHM]

Duplicate Post. Keep your question to only one area of forum. Thank you.