I've been receiving offers in the mail for credit card offers. I would open them, and rip them up. All of them were for cards requesting high application fees totaling over $200. I just wasn't feeling those offers. Well, today I get home, and what do you know. Another offer. This was from Platinum MC (with FINAL NOTICE on the envelope) offering me a card. I read through the small and fine print, and saw that they would only charge me an annual fee of $59 per year. I had to read it twice, as I was looking for those large amounts that usually come with these offers. Well, to my dismay, nothing of any sort. Ok, I thought, if I apply, I won't get approved anyway. There was an option to apply online, with a 60-sec approval. I said, what have I got to lose. I will likely get denied. Oh my gosh!!! I got approved. It's for a low limit ($300), but who cares. I'm trying to rebuild here. I don't plan on doing anything stupid, just rebuilding so I can get my FICO scores up.
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perfect! its just what you need to rebuild! whoo hooo!
waiting paid off! saved a ton of money on yealy fees too.
i love the FINAL NOTICE crap. too funny
Im not an attorney or a trustee. You cant trust me either though!
[x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
[x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
[x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
[x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!
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Way cool.Bankruptcy History:
Chapter 7 filed - 10/12/2005 - Asset
Discharged - 02/16/2006
Case Closed - 11/08/2007
A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain
All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.Comment
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Slow and steady...Not too much....
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I got that same offer in the mail yesterday. I thought it seemed pretty good too but since it was a MC I was afraid there was some really small print somewhere that might say by accepting the card I agree to pay back what I included in bk. I guess that is not the case. Cool. Too bad mine got shredded and pitched. Maybe I will get a final offer thing like you did.
Way to go!Comment
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