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Just got approved for Capitol one

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    Just got approved for Capitol one

    My chapter 7 was discharged on June 4th 2010. I have a Wells Fargo credit card (limit $300) that somehow made it through the BK unscathed. According to an auto dealer my credit score was 483 about a month ago. I have no idea what it is now. I wanted to wait at least 2 months to buy the score and then fix it if needed. Anyway just for the heck of it I applied at Cap 1 and they approved me online for a $1000 limit at about 20% with a $39 annual fee. I didn't BK Cap 1 and I used to be a customer around 5 years ago.
    paul

    #2
    congrats
    BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
    Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

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      #3
      Originally posted by paulkchoi View Post
      My chapter 7 was discharged on June 4th 2010. I have a Wells Fargo credit card (limit $300) that somehow made it through the BK unscathed. According to an auto dealer my credit score was 483 about a month ago. I have no idea what it is now. I wanted to wait at least 2 months to buy the score and then fix it if needed. Anyway just for the heck of it I applied at Cap 1 and they approved me online for a $1000 limit at about 20% with a $39 annual fee. I didn't BK Cap 1 and I used to be a customer around 5 years ago.
      paul

      what card is this?
      -Filed Ch7 pro se 04/14/2010
      -341 Meeting is 05/24/2010 (went uneventfully well)
      -Report of No Distribution 6/4/2010
      -Discharge 7/28/2010

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        #4
        BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
        Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

        Comment


          #5
          thanks,
          yes its the standard platinum.

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            #6
            Yup...CapOne is great...I got approved for the Platinum card as well, but with no annual fees. Same scenario...did not BK them and was a for customer like 6 years ago.
            Filed CH7- Jan 2010
            341 Meeting- Feb 2010
            Discharged-April 2010

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              #7
              I got approved for one too, $300 limit!!
              Filed: 11/9/09 341 Meeting:12/21/09 No assets! Discharged: 5/24/10
              10/2010:EQUIFAX: 589, TRANSUNION: 644, EXPERIAN: 591

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