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What is my next step?

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    What is my next step?

    I pulled all 3 of my CR after discharge and both TU and Experian are reporting correctly all of my accounts.
    Equifax was not, and after disputing they sent me a letter stating that they verified 2 of the accounts and that they are reporting correctly.
    One is a credit card that is reporting as charged off.
    Second is a mortgage that I surrendered in BK and is in foreclosure proceedings. They are still showing it as open account with late payments.
    What is my next step to correct these, as obviously they were both included in BK?
    Thanks in advance.
    Filed 03/12/2010
    341 Meeting 4/23/2010
    Discharged and closed 6/23/2010

    #2
    Reporting incorrectly is considered continued collection activity.
    First, contact your lender via snail mail CMRRR (since you have already disputed with the CRA's). If they do not correct, you have a violation. Contact your attorney -
    Filed CH 7 9/30/2008
    Discharged Jan 5, 2009! Closed Jan 18, 2009

    I am not an attorney. None of my advice is legal advice in any way..

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