Credit Monitoring - Who's the best

[NotFun]

I'm trying to clean up my credit, and was curious about doing one of these credit monitoring things.

The reason I like it, is because you can dispute things, check your scores a couple of times a year, and really see if paying things off will boost your score.

What is everyones take on this?
Who has used them?
Which ones have you used?

[AJA]

I use credit manager. $16.15 a month auto deduct from checking. You can get a new cr and score from experian every day if you want. I check twice a month. They alert you if any new activity shows up.

[Logan]

Identity guard through Costco. 7.95 a month. All 3 bureaus, free report once a month and scores (FACO). This includes credit monitoring. If you don't belong to Costco the savings for this will pay for your membership.