WHY you guys rock!

[JeepMom]

Ok, from reading everything on here I knew I needed to clean up my report.

In the last month my banktruptcy appeared on my report (that sucks but I knew it was coming).

I cleared up stuff, got a credit card, and made the first payment (balance in full)

So, if you look in my signature you'll see on my Jan 18th my TU score 584, today, Feb 18th it is 630!!!!!!!!!

YAY!!!!!!!


Thank you all!!!

[FilingOnMyOwn]

Good for you!


You know what really gets me is my score was 620 (b4 I ever missed a payment) and thats with only one collection (that was for under $200 that I paid 6 months later) and my credit cards and mortgage were never EVER late. 620. Can you believe that?!? Thats why I gave up and hate the entire credit rating system.

Hence your name, lol

[newstart]

Jeepmom I am really proud of you. It looks like you have taken a responsible approach to managing credit.

[JeepMom]

We still have a long way to go and more errors to fix but at least we're getting some where!