top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

How debts NOT included in bankruptcy should appear

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    How debts NOT included in bankruptcy should appear

    I had a chapter 7 bankruptcy discharge. Two of my debts - a car loan and a student loan (although it does not seem to appear as a student loan) were not included with the discharge, although they are current and never late.

    I got a myfico.com report, and next to those accounts it says a negative description - bankruptcy Ch.7, but the the two are coming up as being paid or paying as agreed (both are installment accounts) with no late payments. Should this comment still be in there if it was not part of the bankruptcy?

    #2
    When was your discharge? The automatic stay applies to them-they can't bill you for example-up until discharge. If discharge JUST happened, they may not be aware yet. If the BK notice does not go away within a month or 2, dispute it with the creditors.
    Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

    Comment

    bottom Ad Widget

    Collapse
    Working...
    X