Its hard to say-but HH/Orchard has a preapproval app where it tells you which card you can most likely be approved for before it pulls the full credit report. If that comes back w/ secured only, you could always work on clean up for a few months and try again.
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Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision. -
Well I got both before I was discharged lol. And according to the website home page links that I posted before, they now say its a 'guaranteed offer'. Whatever that means, perhaps they don't base it off of credit score?Originally posted by littlejuanitoComment
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The guaranteed offer is that before running your credit, they let you know whether you can apply for the secured or unsecured. I like that, personally.
Originally posted by FilingOnMyOwnMost of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.Comment
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