Does Orchard Bank increase limits with good history?

[goblue]

My husband and I just got our first post-BK credit cards (Orchard Bank). His limit is only $300 and mine is $500. While we only plan on using these cards for rebuilding so aiming to keep our usage to around 10% each month, I was hoping for a slightly higher limit.

Does anyone know if Orchard Bank reviews and increases credit limits if you have a good history with them?

Thanks!

[CCsAreEvil]

Can only speak for myself. I have had a $300 limit since I opened mine in Jan 2010. For kicks, there's a link on their online web site that lets you request an increase. I've been using the card on a regular basis but always paying off the balance each month (should count as good history). I tried to do the auto increase, but it came back right away saying to call/contact customer service. A few years ago, I remember doing this with Citi, and it did give me auto increase (well before the BK time).

You can check other threads. But some say they don't give increases anymore. Others have said after 1 year. Who knows.

[backtoschool]

HBSC (parent of Orchard bank card) doesn't give increases anymore. If you want a rebuilder card that gives increases, the best card to go with is Capital One.