Merrick Bank VISA offer??

[CCsAreEvil]

I just got one the other day also! LOL Funny - First time in years I've received a credit card offer, and its after filing BK! They must have a list of people who've filed and just do a mass mailing - odd.

Unless you are on the do not call registry (which I am).. my mailbox has been pretty empty lately (so nice!). No more receiving a credit card bill every couple of days.

[Pandora]

Unless you are on the do not call registry (which I am).. my mailbox has been pretty empty lately (so nice!). No more receiving a credit card bill every couple of days.

Heyya CCs - yeah, we are on that list come to think of it. Hmmm wonder how they got around it? Looks like I'll have to redo it or at the very least, check into it. We also have the other thingy on our credit reports so that no one can do pulls on it unless we authorize it. Did both of those a few years back.

Interesting - now I'm going to be on a mission

[carlsbadmike]

I tried Cap One and was denied. They were included in my BK7 for a small amount.

[Maquitagirl]

I was denied by Capital one also. I had two capital ones in my bankruptcy with $600 limits on both. I guess they want to blacklist me, it's okay. I will get over it

[wnguyen]

I just got one the other day also! LOL Funny - First time in years I've received a credit card offer, and its after filing BK! They must have a list of people who've filed and just do a mass mailing - odd.

and... 60-79% interest rate?! That should be illegal - talk about highway robbery at its best

This is the first time I've known of credit card companies charging that much interest. However, I've heard and known of payday loan, car title loan companies out there charging 120% or even higher (not sure if 200% was real or not) interest is pretty usual.

[mstomica]

CAP 1 was included in my bankrupty also and I was denied at first but I waited about 3 months and tried again. I have 2 cap 1 cards now..

[justagirl01]

You can get two cards from the same place??? Why wouldn't they just increase the limit? (I'm new to this by the way)/

[carlsbadmike]

Credit One gave me a credit card with a 30% interest rate, a $500 credit line and a $75 annual fee. Much better than First Premier.

[chicagoannie]

This is the first time I've known of credit card companies charging that much interest. However, I've heard and known of payday loan, car title loan companies out there charging 120% or even higher (not sure if 200% was real or not) interest is pretty usual.

I have a Payday Loan Store loan on my Ch 7. Original loan was for $800 with a repayment of $924 due in 21 days....the loan was due to be paid back in 2008. I wonder what the total due is now - 780 days late???!!! I had to put "amount unknown" on my schedule.

[Amy26]

Capital One also denied me like 2 times before they finally gave me one... the reasons were "previous delinquency with Capital One" (cause I included them in my BK)... but for some reason they changed their minds about 3 months later ... lol.

[DebtHater]

Yikes, 60%?!! That seriously is crazy (you're not crazy, First Premier is).

Only First Premier or (no offense) those that apply for cards at these ridiculous terms.