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How should my second mortgage be reporting on credit report?

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    How should my second mortgage be reporting on credit report?

    My chapter 7 was discharged in '06 and I did not reafirm my second mortgage with GMAC. I pulled my TransUnion credit report today and noticed that they are reporting in the Satisfactory Accounts area of my report. The balance is blank and shows paid or paying as agreed. It does not show Included in Bankruptcy at all. Should I dispute this or is it better that it is showing in the Satisfactory Accounts area? I am currently in talks with GMAC to settle my second mortgage and want to make sure I have all my bases covered. Thanks to all that help!!
    To err is human. To really mess things up, you need a computer.

    #2
    I should also add that they are not reporting monthly on my credit report. Looks like they reported until February '07 and then stopped reporting. Not sure if that matters.
    To err is human. To really mess things up, you need a computer.

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