derogatory accounts

[newstart]

I am confused about the way things should be listed on my credit reports. I signed up for true credit about a month ago and my report reads like this in the summary section.
trans exp equif
deliquent account 0 0 0
derogatory accounts 11 11 11

but all my accounts say included in bk in the description, is it that if the account was ever derogatory it continues to report that way with the description saying included in bk?

[Roadrunner]

An account that was included in bankruptcy is a negative account. But, as I see it, its a negative account as of when you filed. Which is better than being presently 30, 60, 90, etc. days past due. In time, those negative accounts will cause less damage and new, positive accounts will start to overshadow them.

If they are not reporting correctly though, you may be able to get them removed.

[ShawnTN]

deragatory

so even if has been discharged it will still show derogatory?? i had my home in the chap 13 plna ans trustee never paid on time...diputed that shold have been in stay now that was discharged in cha7 says its derogatory and i am utd so whats that mean?????