First non subprime offer

[discombob1]

Well, I wondered how long it would take to get a decent CC offer. I filed last August, discharged in February of this year (took longer due to Clerk error.) No Asset Ch. 7, got decent Cap 1 card starter card just after discharge. Student loan still reporting. After mounds of subprime car loan and credit card offers, I got my first decent offer today! Maybe still considered subprime, but it's the first one I have gotten with no annual fee. Feels good to get it, even better to be able to shred it and move on. In the old days I probably would have jumped on it.

Guess I just wanted to share my own "there is life after BK" moment. Watching my FICO score creep up is nice, but having no credit card debt is way better!