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Wondering Which Credit Cards Check Experian!!!

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    Wondering Which Credit Cards Check Experian!!!

    Hello,

    I Am Trying To Get A Credit Card To Start Rebuilding Credit. My Three Credit Reports Are Very Different And I Was Wondering If Anyone Knew A Credit Card That Checked Your Experian Report. Any Help Would Be Great Thanks!!!!

    #2
    Don't know if I'm much help... Capital One checked all 3, Hooters checked Transunion, and Target checked Equifax.

    I think Household/Orchard checks Experian!
    Discharged Chapter 7 09/05

    Post Bankruptcy Credit:
    Target $200 (12/05)
    Capital One $500 (12/05)
    Hooters Mastercard $2000 (04/06)

    Fico Scores: average of 646

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      #3
      Providian and orchard bank check equifax, not sure if they check the others though.
      Discharged 2/27/06, closed 6/1/06

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        #4
        Some things may be regional. Providian (Said NO) pulled TU here.
        Discharged Chapter 7 09/05

        Post Bankruptcy Credit:
        Target $200 (12/05)
        Capital One $500 (12/05)
        Hooters Mastercard $2000 (04/06)

        Fico Scores: average of 646

        Comment


          #5
          wow RR - Providian said NO and Hooters said YES...what is that all about? 646 is a pretty good score for post-BK.

          Comment


            #6
            Yes that is a good score. People on this site said that Hooters checks your TU report, so if the score is above 600 most are approved.
            Discharged 2/27/06, closed 6/1/06

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              #7
              My EX is best, TU is a little less. When I applied though onlly Target/Capital1 were reporting and the decline letter indicated I had not re-established enough credit. May try again down the road...
              Discharged Chapter 7 09/05

              Post Bankruptcy Credit:
              Target $200 (12/05)
              Capital One $500 (12/05)
              Hooters Mastercard $2000 (04/06)

              Fico Scores: average of 646

              Comment

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