Credit Karma Score out of BK

[jetsfan2010]

thats not bad at all out of BK

[ace300s]

I've read a lot about Credit Karma on this site. Thought I'd sign up and see what my score is. Discharged BK7 in June 2012. My score is 634. Is that about average for someone with a recently discharged BK7?

I've got my free annual credit reports (all three agencies). Cleaned up minor errors. I didn't get my credit scores. Really don't need them at this time.

I'm thinking of applying for a secured card about three months after discharge date. Need one for car rentals and hotel deposits. Does this timeline sound good?