equifax sent us a letter what do you think?

[Spiritwovles_2]

I got the same thing from Equifax and Experian when I tried to get my free annual report. Transunion gave me no trouble at all. When we pulled dh's report, Transunion and Experian gave him his report immediately, but Equifax refused to even ask security questions. I did all of this online. We filed in Jan, went to court in March and were discharged in May. Our reports are a friggin mess, and dh's address isn't correct. Ugh.
I'm going to look into privacy matters, thanks!

we requested our transunion one also it hasnt arrived yet so i dont know what will happen there. We got our experian one boy do we have errors and stuff to fix on that one. Yes this privacy matters sounds like a good thing to belong to im going to ck it out also. im at a loss as to where to begin with disputing these corrections

[Spiritwovles_2]

I just got the same letter because I have been disputing with these idiots for 3 months now. I just sent them the info so they can proceed to correct my report.

geeesh i didnt even start disputing ours yet haha and we got one! im not sure how to go about disputing things at this point, i have some more reading to do, but dont they have a certain amount of time to fix things in? I thought they had 90 days or something? i could be wrong there.

[Spiritwovles_2]

Has anyone got a phone number to speak to a human at equifax? i need to speak with customer service or someone to see what the heck they are talking about. I want my credit report.......... i also want to know what the heck they are talking about my info doesnt match! arghhhhhhh

[tinroofrusted]

Has anyone got a phone number to speak to a human at equifax? i need to speak with customer service or someone to see what the heck they are talking about. I want my credit report.......... i also want to know what the heck they are talking about my info doesnt match! arghhhhhhh

Just a ripoff. This is so they don't have to abide by the law.... they can dream up just about ANY excuse to keep you from getting your credit report....

[Spiritwovles_2]

Just a ripoff. This is so they don't have to abide by the law.... they can dream up just about ANY excuse to keep you from getting your credit report....

well that stinks! arghhhhhhhhh i want my report they owe it to me lol

[Spiritwovles_2]

im going to flip a gasket soon i FINALLY after two days of trying found a phone number that got me a human i so so excited.... well she said i had to speak with someone dealing with 'offline' reports she only dealt with online forms lol ooooooooook well she gave me a new phone number to try and guess what i cant get a human!
All i want is my dang credit report!!!!!!
How did you all get one from them?
THis is nutzo

[Minnymouth]

Send in a certified letter stating that previously your have requested your free credit report and they have not complied. You want your free credit report within 10 days.... and since you seem to be having a problem getting it from them that after 10 days you will be contacting the Attorney General of your state.

DUH.............. he holds their business liscense....... LOL

When you contact the Attorney General they have 30 days to comply or loose their liscense.......

Attorney General has SOLVED several problems for me in the past......believe me business owners get VERY UPSET when the Attorney General contacts them.....

[Spiritwovles_2]

Send in a certified letter stating that previously your have requested your free credit report and they have not complied. You want your free credit report within 10 days.... and since you seem to be having a problem getting it from them that after 10 days you will be contacting the Attorney General of your state.

DUH.............. he holds their business liscense....... LOL

When you contact the Attorney General they have 30 days to comply or loose their liscense.......

Attorney General has SOLVED several problems for me in the past......believe me business owners get VERY UPSET when the Attorney General contacts them.....

TY im going to do that! I didnt even think of that being so frazzled.
Do i have to pay the attorney general for his/her time if i shoud need to contact them?

[Minnymouth]

Nope, Attorney General works for the State and is at the public's disposol (can't spell).......

Just make sure you send every certified so they have to sign for it.....

[Spiritwovles_2]

Nope, Attorney General works for the State and is at the public's disposol (can't spell).......

Just make sure you send every certified so they have to sign for it.....

awesome ty so much there may just be some hope here!

[tictacsir]

is TrueCredit a good credit monitoring service? it says you get unlimited access to all 3 reports and all 3 credit scores and after the first month (24.95) it's only $14.95. is that anything like the privacymatters that ya'll are talking about?