and it did work. It did not result in the deletion of this particular tradeline but it did update it and in my favor too. It went from reporting as a charge off with a million lates to "Discharged through Chapter 7 Bankruptcy/Never Late." I'll take the IIB and the never late addition was great!
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I used "Not Coded Correctly" with Experian
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I used "Not Coded Correctly" with Experian
Filed Pro-se: 01/18/06
341 meeting: 02/14/2006
Objection Deadline: 04/17/06
Discharge: 06/13/2006
Closed: 06/21/2006
Credit cards
06/25/06, reopened a Discover that I closed before my bk, $1500 limit
July 2006, Target Redcard $200 limit
August 2006, Hooters MC $1750 limitTags: None
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I disputed online. I chose "other" from the drop down menu under dispute reasons and then in the more information box I simply typed "not coded correctly." This one took about two and a half weeks to update and the other one that I sent the same way and on the same day is still pending.Filed Pro-se: 01/18/06
341 meeting: 02/14/2006
Objection Deadline: 04/17/06
Discharge: 06/13/2006
Closed: 06/21/2006
Credit cards
06/25/06, reopened a Discover that I closed before my bk, $1500 limit
July 2006, Target Redcard $200 limit
August 2006, Hooters MC $1750 limit
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