Orchard Bank

[annikasaunt]

I was discharged and closed within the last week and received an offer from Orchard Bank today. 0% interest until 4/07 with only a $39 annual fee. The interest goes up to 14.9% in April but I figure I could move on to a better offer by then. I go online to apply with their offer code and it says that I am approved! Anybody else experience this with them? I don't want to get over excited, could they be pulling my chain?

[newstart]

Nope, if it says your approved, you are. I have an orchard bank and they usually approved bk or bad credit. Good luck you are on your way to rebuilding your credit.