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4th CRA?

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    4th CRA?

    I was browsing a website that offers credit cards for bad credit, and I noticed that some of the cards claim to report to 4 CRAs. I know for a fact that FICO is not one of them because the pull thier information form the "BIG 3". Does anyone know who # 4 is?
    My credit scores:
    Before Filing: Tr 496, Ex 496, Eq 507

    Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)

    #2
    INNOVIS Data solutions...

    Innovis provides credit, identity, and authentication solutions designed to manage risk and empower consumers and customers to achieve their financial goals
    Discharged... 2/13/07 Closed... 2/20/07
    Ochard Bank $600 Household Bank $600
    Hooters Card $1000 Target Store Card $500
    Discover HSBC $300

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      #3
      They need a 4th as if 3 wasn't enough!
      Discharged 2/27/06, closed 6/1/06

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        #4
        Is this something which is proposed, or is it already in action? Thanks

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          #5
          It already exists.
          Filed Pro-se: 01/18/06
          341 meeting: 02/14/2006
          Objection Deadline: 04/17/06
          Discharge: 06/13/2006
          Closed: 06/21/2006

          Credit cards

          06/25/06, reopened a Discover that I closed before my bk, $1500 limit
          July 2006, Target Redcard $200 limit
          August 2006, Hooters MC $1750 limit

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