Applying for Amex after BK

[zander]

If I had a non-bank, non affiliate Amex which got declared in a bakruptcy which is now discharged, is it possible to get an Amex again? How long does Amex usually keep you blacklisted? Thanks

[FilingOnMyOwn]

American Express is known to deny bk'ers until it falls off your cr. Try in 7 years.

[zander]

Well, not exactly seven years any more. Equifax is off already (six years). Trans Union has one year to go. I've done a search to see whom Amex pulls and saw that it's mostly Equifax -- where I'm in the clear already -- but I don't want to take a chance, so I'll probably wait out the last year.

[Princesskina]

^^^ Thats not correct depends on which AMEX brand ur going for cause I have seen where they pull ALOT of TransUnion as well.

But I thought once u declare on AMEX they black list u FORVER....

[zander]

^
Yes, that's kind of what I'd heard too. I was hoping someone would say different.

[Princesskina]

Someone who didnt have an AMEX but had a BK needed to get on as an authorized user on his boses Corp acct it took a alot of work/headache for the boss to finally get allowed to use him as an authorize user because dude was black listed.