Requesting a Chex Systems Report

[magyar123]

Why won't the Chexsystem website see a report on you/if you're on there online, like credit reporting agencies do? They make you print out an order form, complete it and send it to them by mail? Are they still in the 1800's?

[anonymuse]

I've only had one check ever go over (so my bank covered it, but charged a fee) so I'm going to get a report to see if they let one slide--especially since I cleared things up the next day.

[newstart]

If you notify chexsystems of your bk they will remove you, it worked for me.

[pink_amulet]

They may only SHARE info, but once you are in their systems......some banks look at you if you have a fatal disease!!

Sad thing is even if you pay your debt, you stay in their system for 5 years. One the other hand, if you are in Tele-checks system, once you pay your debt, you are removed off.

I think I am still in Chexsystems records, however, my bank let it slide since it was paid off. BankOne..now Chase, and Fifth/Third Bank wouldn't let it slide, and wouldn't open an account for me.

Oh well I have had our account for over 3-4 yrs now and love them

[anonymuse]

About Chex Systems, Inc.

The Chex Systems, Inc network is comprised of member Financial Institutions that regularly contribute information on mishandled checking and savings accounts to a central location. ChexSystems shares this information among member institutions to help them assess the risk of opening new accounts. ChexSystems only shares information with the member institutions and does not decide on new account openings.

https://www.consumerdebit.com/consumerinfo/us/en/chexsystems/index.htm