I have been discharged. When do student loan companies start reporting to the credit bureaus? Do they report after Chapter 7? I noticed some people posted they are listed as paid, or zero balance. When do I need to start repaying? Should I wait for them to contact me? Thanks!
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When do I start repaying after Chapter 7?
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You should start paying as soon as you're discharged. Otherwise you may inadvertently pay late. I would contact the lender and let them know you are discharged and ask when your next payment is due.Filed Ch. 7 Pro Se: 12/11/08
341 Meeting: 1/7/09
Trustee's Report of No Distribution: 1/9/09
Discharged: 3/10/09
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I never stopped paying either, I kept paying through my ch7 as I didnt want to lose the low interest rate I had for being on time for so long...I had to make the payments manually as they stopped pulling from my acct during the filing though.Originally posted by Rick9972 View PostI have never stopped paying, just seems simplier to keep paying the same amount, on the same day each month that I always have for 8 years.pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
filed ch7 6-12
341 7-25
Discharged and closed 9-24
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