Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

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341 meeting in less than 2 weeks

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  • 341 meeting in less than 2 weeks

    I am new to this forum. I had actually never even heard of it until the night I filed Chapter 7. I was always a financially successful provider for me and my family until December 1, 2015. The day I was laid off from a 16 year career in the offshore drilling industry.

    I have my 341 meeting coming up on August 10th, and I cannot describe how worried I am about this whole process. We've gathered so many documents. Signed so many papers. I went from stressing over bills for 18 stressing over this whole bankruptcy process. I learned about the PACER website from this forum, and now I spend all day Monday through Friday watching the filing date like a hawk just waiting from some proverbial bomb to get dropped on this whole thing.

    In me and my wife patiently await our day with the trustee...any calming words you guys can share? I have been SO down since the first day we went in to the attorney's office to file, and I just need some help here.


  • #2
    Take a deep breath. Everyone here has gone through this process. We all felt as you do now. We all survived. Stop looking at Pacer all the time. Trust your attorney. The 341 meeting will go by in a blink of an eye. If you have done everything that your attorney has asked you to do, everything will be fine. It was much more stressful to have the phone ringing day and night with creditors calling, people driving by the house and taking pictures and the threat of foreclosure. Once we filed we felt a HUGE sense of relief that we would finally be able to start to rebuild our lives and we have done so very nicely. We have refinanced our home, bought 2 cars, have 1 credit card that is paid off in full each month, gotten new jobs that pay well, have money saved up and even go on a vacation here and there. You can do this. It will be ok. Hope this helps, we have all made it through the process. This forum helped us greatly to calm down and get questions answered when in a panic. You will be ok.


    • #3
      I learned about PACER from this forum, as well ~ and I've chosen not to go there. I'm not entirely sure what the point is? If there is something wrong, documentation needed for the trustee, etc ~ I'm trusting that my attorney will let me know.

      I could see myself checking multiple times per day (for... what?) so I moved on from that idea, and have put my focus in other areas. I suggest you try to do the same.


      • #4
        Chapter 7, no asset, 5 years ago, $100,000+ in credit card debt. Like yourself, we were consumed with anxiety about the 341 meeting. Turned out to be a piece of cake. Trustee simply asked basic questions + confirming the entries in the petition, no trick questions. Over in 3-4 minutes. Like most others here, we've moved on to a much better life and a fresh start.


        • #5
          Had my 341 meeting this morning. It was a lot more informal than I though it would be. And a lot less private than I thought it would be. We spent maybe...if that....5 minutes in front of trustee. Answered about 8-10 questions. Simple explanations on property I sold less than 2 years ago. He bid us good luck....and it was over.

          T-minus 60 days and counting!!!


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