Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

Welcome to the Bankruptcy Forum. Bankruptcy (BK) Forum is known as and will be referred to as BKF hereinafter. In order to ensure a long term success of our vibrant community, we have established certain rules and guidelines to which everyone must adhere to. Please take your time to carefully read our rules, before you start to participate in the community.

Things you agree to do: (BKF) users agree to use the search function before starting a new thread. This prevents duplicate discussions and allows for better organized topics.

All BKF users agree to read the sticky posts which may be available at the top of a forum page. These Sticky posts often contain valuable information. They may also outline more rules and guidelines specific for that particular forum, stickies are put in place by that forums moderator(s) or admin(s).

Things you agree not to do:

All BKF users agree not to call people names or write a post simply to make a personal attack, or get a negative reaction; this behavior is not allowed on our forum. The use of derogatory language aimed at anyone will be severely dealt with. There is no need to agree with each other, or to even like each other. However, by signing onto you agree to treat each member and guest with the respect they deserve. No threats or personal attacks will be allowed.

All BKF users agree not to discuss, engage, or encourage any behavior or activity which violates the law. Discussion of drugs, violence, murder, theft, vandalism, fraud or any other issue which could be used to help individuals break the law is strictly forbidden.

All BKF users agree not to "bump" old threads, unless there is a specific benefit to the community by doing so. But in most cases, please don't post in very old threads, instead start new threads.

All BKF users agree not to attempt/use another members account. It is against BKF rules to use any account other than your own. Impersonating another member will result in an immediate ban. It is also against the rules to open more than one account in your own name without permission from a moderator or administrator. If you have been banned for any reason, it is against the rules to open another account. If you were banned temporarily and you are caught using another account you will be banned permanently. Choosing a moniker which is similar in either sound or spelling as a moderator or administrator is strictly forbidden.

All BKF users agree not to private message any moderator, admin, or other member with questions related to their personal circumstances (Questions about the forum or issues with the forum are ok). This forum only works when members share their experience and insights with everyone.

Things you agree not to post:
All BKF users agree not to post any derogatory/racist/or sexist remarks. This includes attachments, links and all information contained within posts, signatures, and avatars, failure to comply with this rule will result in a permanent ban.

All BKF users agree not to post any copyrighted or trademarked information without the express written permission of the owner(s) / proper citation of source.

All BKF users agree not to post any real names, addresses, telephone numbers, email addresses, social security numbers, or any other personal details (their own or other people's).

All BKF users agree not to post links, pictures, attachments, videos, or the like of pornographic content, objectionable material or extreme violence, whether cartoon or real.

All BKF users agree not to use BKF for advertising purposes without a written contract between yourself/company/agent and the administration of BKF. Blatant advertising will result in a ban.

All BKF users agree not to spam the forums. Spam includes but is not limited to posting erroneous, non-relevant-useless, off-topic, or meaningless posts. Spam may also include posts which contain no text, or large areas of blank space between lines. Simply posting emoticons without text is considered spam. BKF is the largest bankruptcy message board and all the content is intended to help other users. Please help us improve the quality of our forum by making sure that your posts are well-worded, spell checked, grammatically correct and syntaxed.

Regarding actions of moderators and administrators:

The forum is no place to air out your opinion or be judgmental of our staff and its capabilities.

All BKF users agree not to abuse or mistreat moderators or administrators. It is against BKF rules to post any information regarding bans or any other action taken by a member of the moderating or administrative team. If you wish to discuss bans or warnings please do so via PM. To place a complaint against a moderator, send a PM to a super moderator. All Moderators are equal, any decision made by a moderator must be adhered to. If a moderator tells you something you do not like, do not go to another moderator looking for a different answer. If you are caught doing this you will be banned. The moderators work as a team and respect the decisions made by their peers and will help enforce them unless an administrator tells them differently.
If you have an issue with how the forum is run, then notify one of our administrator and we will look into the situation. We have in the past and still do appreciate any input that you offer this forum. But critical input and/or judgmental postings towards the staff will result in you getting banned.

Should you find a thread offensive or out of line, then notify a Mod in a PM so they can evaluate the situation and do the action deemed necessary.

All moderators do have active "other" lives outside of the forum and help moderate this forum in their spare time throughout the days and weeks.

If you have a problem with a member or Mod follow the proper channels of reporting it.

BKF reserves the right to delete any posts which contain anti-BKF comments or discussion. Any bashing of moderators or administrators, or any of their discussion or actions will also be deleted, and the responsible posting party(s) will be banned. Any public anti-BKF advertising, communication, or posts on another forum will result in permanent bans as well.

All warnings and bans are decided by individual moderators and administrators. Warnings are preferable to bans however, for serious offenses and repeat abusers bans will go into effect. The length of the bans can vary from several hours to permanent.

All messages posted or sent including through PM are the property of

All BKF users agree not to advertiser on the forum (Niether by posting, private messaging or using your signature). If you are a company/attorney/legal adviser wishing to advertise on the site or sell a product, you must contact the head administrator and inquire about our advertising packages.

All bankruptcy related opinions expressed on are those of their authors and not necessarily of BKF, its staff or representatives.

You agree not to copy any material/post/content from BKF without written permission from our head administrator .

By posting on this forum you agree to these terms and conditions, including any punishment deemed appropriate by moderators or administrators in the event of an offense.

Administrators/Moderators can change these rules at any time without prior notice.
See more
See less

341 mtg in a month -- question regarding DL and SSN

  • Filter
  • Time
  • Show
Clear All
new posts

  • 341 mtg in a month -- question regarding DL and SSN

    Hi all, I have my 341 scheduled on 6/22 -- I just have a question regarding my DL and SSN. On my petition, I have my first name and maiden name, however on my DL and SSN, I have my first name, maiden name and married name (hyphenated) -- I am separated and currently going through the finalization of my divorce. My DL and SSN have my maiden name on there, but with the married name tacked on to it, will that make a difference?

    I have a copy of my SS card that has only my first and maiden name on it as well if that helps. Thoughts?

  • #2
    Take your current DL and SS card. If the trustee has an issue with the way the name is on your petition, he may ask you questions, ask you to amend the form, etc. However, you were asked on the petition to list all other names you went by in the previous 8 years, so I'm assuming your married name was listed in that box? If the married name is listed there, I doubt the trustee will blink.
    Filed pro se, made it through the 341, discharged, Closed!!!


    • #3
      Yes, I listed all prior names in the box -- however on my petition, the main name is my maiden name. The name on my DL is my maiden name+hypenathed married name


      • #4
        The lady ahead of us at our 341, had filed pro se. She had also recently divorced and was re-assuming her maiden name. I don't remember which way the DL and SS cards were named, but in either case, the name she used on her petition did NOT agree with what was on her photo IDs.

        The trustee continued her case until the following month so she could get that sorted out. While he was very patient with her, and explained many things to her that he really did not have to do, it was apparent that she had very little clue as to what she was doing, and the trustee recommended several times that she get an attorney. I am thinking that she had no money for one.

        If you have the hyphenated names on both of your IDs, I would think that you would be okay. But it could depend on how 'picky about details' the trustee is that you get.

        Good luck.
        "To go bravely forward is to invite a miracle."

        "Worry is the darkroom where negatives are formed."


        • #5
          I don't think it will be an issue, since both names are on the petition. You can explain to the trustee at the 341 - if they ask- that you are going through the final stages of your divorce. Like I said, they may ask you to amend the petition to show the current legal name, if your hyphenated name is the current "legal" name.

          ETA: ahhh, someone with a firsthand account. So as Cat states, it's possible your 341 would be continued to sort it out at the very extreme.
          Filed pro se, made it through the 341, discharged, Closed!!!


          • #6
            Would it be easier to just amend my petition so that my legal name appears? Is that something that is possible?


            • #7
              I think I'd contact the clerk where you filed your petition. They can't give you legal advice, per se, but they can help you out with procedures. You can ask them what you need to do to amend that front page of the petition. I know with schedules D, E and F, they will charge a $26 fee to amend. Also, would you have to amend every page that has your case name at the top? It might be easier to wait until your 341 and see what the trustee says. It would be a shame to go through the cost/labor to amend everything if you don't have to.
              Filed pro se, made it through the 341, discharged, Closed!!!


              • #8
                If you have the document you are working with for the divorce, that specifies you are returning to your maiden name, bring a copy of that with you, too. It seems you jumped the gun on getting your DL and SS cards changed before the divorce is finalized. But if you have documentation showing it's all aboveboard, I would think the worst that could happen is a continuance to get the paperwork all in agreement.
                Figured out we were in trouble: (Wait, we're in trouble? ) Stopped paying creditors: Aug 2010 Filed Chap 7: Apr 29, 2011 341: Jun 1, 2011 Report of no distribution: Jun 1, 2011 Discharged Aug 2, 2011


                • #9
                  No, the OP had not changed her cards yet. They show her married name which is a hyphenated form of her maiden name and the husband's surname. She filed her petition under her maiden name alone.
                  "To go bravely forward is to invite a miracle."

                  "Worry is the darkroom where negatives are formed."


                  • #10
                    OIC, I've got it backwards. But the divorce document probably shows both names so it might suffice to support you in this effort.
                    Figured out we were in trouble: (Wait, we're in trouble? ) Stopped paying creditors: Aug 2010 Filed Chap 7: Apr 29, 2011 341: Jun 1, 2011 Report of no distribution: Jun 1, 2011 Discharged Aug 2, 2011


                    Unconfigured Ad Widget