Adversary Threat Question

[albacore44]

Yes, from number of lawsuits, to speed of lawsuits, to threats to file AP's, Chase appears to lead the pack.

ya know out of all my cards, Chase was the most quiet, and i had about 5 cards. for me the ones to go to legal were in this order, GE money, Citi, B of A, Crap 1. i was worried about Chase since they have local attorneys, but i hardly heard a peep.

[ryan]

Yes, from number of lawsuits, to speed of lawsuits, to threats to file AP's, Chase appears to lead the pack.

[keptdigging]

Some days I really love the news here.
"Classic case"

Yea, a classic case of it being very inexpensive to send a letter. Nobody accused Chase of being stupid.

I've been worried about Chase charges that'll be 8 and 10 months old when I file (don't think I can wait for an entire year)... and each got at least four payments after the last charge.
So I know what to do when I get some sort of letter.

[catleg]

My thinking is that we've picked up a valuable data point here. Chase isn't that confident of their position regarding BT's within the 70/90 day window prior to filing that they're willing to file an AP over it. But they'll still try to bluff you with a letter. Interesting. So much for "classic case".

[TurnThePage]

You're in the clear! If nothing showed up on PACER yet, the Creditor is out of luck .... So pop the champagne, dude LOL

[gello]

Well, my reaffirmation for my car just showed up today although it was filed yesterday. I had signed it awhile ago. These are the things that make me nervous.

[DeadManCrawling]

Nothing to be nervous about.

If the 60 days is past, there is NOTHING they can file now, even if they claim they were late by mistake.

Discharge is an automatic action and varies by court according to how busy things are and their usual practices.

But, as far as a potential AP, you are almost certainly in the clear.

[gello]

Update: Spoke with my attorney and he said he never received anything so we are in the clear and just need to await the discharge. I don't know why I don't feel relieved yet. How long does that normally take?

[justbroke]

It should show instantly since the UST is a CM/ECF electronic filer.

[ryan]

Damn , this is REAL drama!

[gello]

Well, here we are at 8:38 EST. Nothing on the PACER and my attorney told me this AM that he had not heard anything, and would contact me if he did. How fast would it show up on the PACER if they did in fact file an AP?

[TurnThePage]

Keep us posted! I think Chase was probably bluffing anyway; they were hoping for a settlement by using scare tactics.

[justbroke]

Set to be discharged on Monday (5/10). Nothing further has been filed from the above company. Can they file an objection on the day that we are set to be discharged? How about a weekend? If they did, it would show up on the Pacer correct? I checked it late last night and nothing was showing, except typical stuff. So close, yet it seems so far.

Yes, they can file up to the last minute. A good number of Complaints aren't filed until Day 60, unfortunately.

[gello]

Additional info:

Had my 341 meeting on March 10. Says on my Pacer "Begin Date: March 11" So, if March 11 is day one, my 60th day would be tomorrow correct? However, it also says "Time in Status 58 days" Will it not switch to 59 until midnight?

[gello]

***Update***

Set to be discharged on Monday (5/10). Nothing further has been filed from the above company. Can they file an objection on the day that we are set to be discharged? How about a weekend? If they did, it would show up on the Pacer correct? I checked it late last night and nothing was showing, except typical stuff. So close, yet it seems so far.