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Probability of AP

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    Probability of AP

    Still considering BK, but I have a question:

    How likely would an AP happen on a less than 8K debt from a big creditor? Meaning, on a credit application projected income was written down rather than earned income. Actual total household earned income was about 25K shy what was thought would happen. Payments have been made over a several year period with last one somewhere around middle of 2010. No usage in over eight months.

    What are your thoughts?

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