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Are my expenses reasonable?

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    Are my expenses reasonable?

    Expense Amount
    Mortgage $ 1,062
    Property Taxes included in mortgage
    Association Dues $ 210
    Electric $ 200
    Water/Sewer $ 30
    Phones $ 160
    Cable $ 150
    Home Maintenance $ 150
    Food $ 700
    Clothing $ 200
    misc $ 266
    Medical $ 100
    Prescriptions/Glasses/Eyewear $ 162
    Gas $ 375
    Car Repairs $ 150
    Title/Lease $ 35
    Recreation/entertainment $ 175
    Home Owners Insurance $ 35
    Car Insurance $ 210
    Car Payment $ 325
    Daycare $ 780
    Toiletries $ 100
    Pet Expenses $ 100
    Christmas/Birthday Gifts $ 40
    Tax Return Prep Fees
    Charitable Donations $ 10
    Baby Supplies $ 50
    School Supplies $ 100
    Childrens Activities $ 100
    housekeeping $ 60

    I know some of them will have to drop off. Income is $6601. Total unsecured debt is $90k (all credit cards). Current on mortgage and car lease. Trying to get a ballpark of what to expect. My daughter is 2.

    #2
    Some of those may be a little high. My lawyer was able to let me know what the trustee would allow and would not allow. For instance I was not allowed a category of gifts and my entertainment expenses were capped at $100. I was not allotted a misc category either. But like I said, I am sure it varies district by district. I am still early in the process. My plan was submitted and I have started making payments. My 341 is next week.

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