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Voluntarily dismiss chapter 13 advice

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    #16
    "I just wonder how realistic the creditors not perusing is."

    Twohio, I know you seem to have made up your mind, but I'd be wary of thinking that some creditors may just not bother. I had a Chapter 13 that was discharged. A year later, when I went to purchase an automobile I was told there was a bank listed on my credit report that said I owed them $1,500. My bankruptcy was a business bankruptcy and this was a loan for my business that was included in bankruptcy.

    I got a car from another dealer, but not without having to spend time "straightening" out on my credit report, that this was a loan that was included in my Chapter 13.

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      #17
      I've not worked since Oct 16th, 2019. Cervical fusion, 2 fistulotomies and another lumbar surgery in July. Currently on LTD.
      Can debt collectors garnish or collect while on LTD.
      Social security disability has also been filed. But pending, probably will be drawn out denial for first attempt.

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