can someone explain

[wayne-o]

Hello all

I filed a chapter 13 in 2004. I filed to keep my house from going into foreclosure. In the plan, my creditors were to be repaid 20% keep my car and arrearages caught up and mortgage paid through the plan. One unsecured creditor did not file claim (AMEX) what a surprise. At this point my car has been completely paid off. Arrearages are paid, all creditors have been paid the 20% and I still have at least six more months before i hit 36 months.

My payments are still going in and the trustee is still paying the mortgage company, but the rest of the money is just sitting there. Is it possible the trustee figured my weekly payments incorrectly for this to happen. While we were at my meeting of creditors the mortgage company said something about the arrearages, the trustee played with his computer and my payment went up $65 a week.

any thoughts or advice would be appreciated

[aa06a47]

You'll either get a big fat refund check at the end, or the other unsecured creditors that did file a claim will get a bigger piece of the pie.

[wayne-o]

I had thought that the creditors would get more, but the money has been accumulating over two months with nothing going out but the mortgage payment

[wayne-o]

update. I spoke with the trustees office today and said that the creditors who filed claims would get more and if all were paid at 100% (which will not happen) I would get refund. I filed paying about 20% gonna end up paying about 50%. But at least it will be done.