Creditor's Pool question

[iwillriseabove]

We got a letter on the date of filing from our attorney stating that the trustee payment was $140 a month and the unsecured creditor's pool amount was $359.29 per month. So, we sent the trustee a first payment last month of $499.29. However, we got a letter last week from the trustee stating that the wage directive was for $65 to be deducted from my husband's check bi-weekly (evidently that will amount to $140 x 12 b/c he is paid b-weekly instead of twice monthly). Nothing said about the creditor's pool. I called the trustee's office and they have no information on the $359.29 amount. I have emailed my attorney and have not heard back yet. The trustee said that until they get word from my attorney that it is different, the $140 is all I am obligated to pay. I SO don't want to screw this up. Am I supposed to be sending the creditor's pool payment somewhere else???

[HHM]

How much have you already paid.

I "think" the creditor's pool refers to the amount already sitting in the hands of the Trustee to eventually be distributed by creditors.

In any event, you are only obligated to pay what it states in your Confirmed Chapter 13 payment plan.

[iwillriseabove]

I have only made one payment of $499.29. Beginning this month, the amount will be deducted from my husband's paycheck. My plan is not confirmed yet. Case was filed on June 4, and we just had our meeting with our creditors on July 17th.

[HHM]

Then you only play what your current plan says that you should pay. (although it seems odd that there would be a payroll deduction BEFORE there is a confirmed plan).

I am not sure what this "creditor pool" thing is.

[dovette7]

On the Creditors Pool issue, let me ask you this.
On the Means test, what was the amount shown that should be paid to unsecured creditors...line 58. And in your plan, are you paying at least that amount to the unsecured creditors?

I had this issue with "pool of funds" My trustee objected because means test line 58 showed a certain amount should be paid to unsecureds and our proposed plan did not pay that amount to unsecureds. Therefore, the objection was that the "pool of funds" available to unsecured creditors was not being met.

We filed on Feb 15, plan still not confirmed, however within 3 weeks of filing, money to trustee was coming out of husbands paycheck. I guess it's different everywhere.

[arkienurse]

Then you only play what your current plan says that you should pay. (although it seems odd that there would be a payroll deduction BEFORE there is a confirmed plan).

I am not sure what this "creditor pool" thing is.

my first payment was by MO, all the rest have been payroll deduct, and it took a year for confirmation to come through.