Considering Chapter 13 (? on auto loan)
This forum has been incredibly informative. I have read up as best as I can and think I might have a couple of tough questions that I haven't seen elsewhere. I'd appreciate if someone could give me some insight. I'm losing my mind 
All except for 1 of my debts are unsecured.
The secured debt:
1.) I am financing a car from Ford Credit that originated in 9/06. So far I am only (consistently) 1 month behind on payments. The missed payment being just this past month. I have made this month's payment. I understand this is a problem but if I were to file Chapter 13, would I still be able to keep the car? I read somewhere that if the loan is relatively new, that they can still take the car.
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2.) I am engaged and living w/ my fiance in an apartment. If I file chapter 13 now, and we eventually get married (1 - 2 years), as long as she keeps all her assets in her name only, is she safe from my bankruptcy? If she were to buy a house, could I also live there as long as my name is not attached?
3.) My fiance may be getting help from her parents with a considerable sum of money (still, her bank account only). Could this gift be applied to my bankruptcy in any way?
Whew... what a long winded post. I appreciate if you're still with me. I am agonizing here over what to do.... Thanks for y our time.
All except for 1 of my debts are unsecured.
The secured debt:
1.) I am financing a car from Ford Credit that originated in 9/06. So far I am only (consistently) 1 month behind on payments. The missed payment being just this past month. I have made this month's payment. I understand this is a problem but if I were to file Chapter 13, would I still be able to keep the car? I read somewhere that if the loan is relatively new, that they can still take the car.
------------
2.) I am engaged and living w/ my fiance in an apartment. If I file chapter 13 now, and we eventually get married (1 - 2 years), as long as she keeps all her assets in her name only, is she safe from my bankruptcy? If she were to buy a house, could I also live there as long as my name is not attached?
3.) My fiance may be getting help from her parents with a considerable sum of money (still, her bank account only). Could this gift be applied to my bankruptcy in any way?
Whew... what a long winded post. I appreciate if you're still with me. I am agonizing here over what to do.... Thanks for y our time.
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