citimortgage

[wayne-o]

Just wondering have any of you guys dealt with citimortgage. I was discharged on the 11th. The trustee sent my november mortgage payment on october 31st citi has not posted it and of course reported me as delinquent on the 16th.

They still have not mailed me a statement for my december payment and I cant access the website since im still being serviced by their bk dept. They were closed on Friday, I guess I will call on Monday.

Dont know...payments have posted fine throughout the entire 13 36 months. Seems strange the last payment is "lost" and they get to report me delinquent.

[rrockinggramma]

Citi is good at losing things,imo. LOLOL My mortgage lender was bought out by them so of course all "my" information was "on another system" every time I called. They tried to file a claim in my chapter 13 for 75,000 secured deficiency balance that had been discharged in my chapter 7 in 01. They continued to report the mortgage as open on my credit report and more than 180 days past due, with the deficiency balance owing. I sent them dispute letters up the yazoo to no avail. The only good thing is because they have refused to mark it as IIB/with a zero balance, it is due to fall off my credit report next year, March 08. I can't wait. Citi likes to stick it to you if they can.

[aa06a47]

Citimortgage has my second mortgage which I'm paying outside the plan. I try and send a little extra each month. They are really slow at crediting the extra I've sent in. It's not alot (20-30/month extra). I still would like to see that extra applied to the principle.