My mortgage company filed a releif from stay because I have been in arrears for 2 payments. What are my options? WIll I lose my house? Can they add these arrears to my payments that are being made to the chapter 13 office?
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Did you file chapter 13 on your own or with the attorney.
Just include the Arrears in your chapter 13 plan. -
Relief from stay
I filed chapter 13 in October2004. I filed with an attorney.Comment
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Oh, so you are already well into your chapter 13 plan and you have since missed 2 mortgage payments. I assume, according to your chapter 13 plan, that you would be paying your regular monthly mortgage payment to the mortgage payment, right?
First thing you should do is call your attorney, your attorney can tell you whether you can add the subsequent missed payments to the plan.
Second, you might be able to work something out with the mortgage companies loss mitigation department to get caught up.Comment
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