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Unsecured Base Hold ??

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    Unsecured Base Hold ??

    I have been lurking here for some time but have just registered.

    Brief Hx:

    Filed C13 in 12/04 (old BK law)
    36 mo payback plan (< 100%)
    Have been paying faithfully and on time since the beginning.

    Since things should be winding down, I've been watching my case on the 13DataCenter closely and anxiously awaiting the end.

    On the 3 yr anniversary of filing (12/07) my case status went from "open" to "******NPOC******" (whatever that means??). A few days later the case status changed back to "open" once again AND now there is a new entry listed under the claims section that states "Unsecured Base Hold" - 100%" and the amount due for this "claim" is several hundred dollars.

    The amounts that have already been disbursed to creditors plus the "Account Balance" that I have paid but has not yet been disbursed shows that I should be finished... until this new "claim" item showed up.

    Can anyone clue me in on what is going on? I've been trying to stay under the radar and uphold my end of the deal, and I have. It's been a tough 3 years and I thought I had finally made it. Now I'm a bit apprehensive and confused.

    Any input will be appreciated.

    Thanks.

    #2
    never heard that one, did you have a lawyer? If so, contact them and ask. If not, I would call the trustee's office. Someone there should be able to help you. Also check Pacer to see if there are any new entries in your case.

    And Congratulations for having the ability to stick with it and finish your plan. It was really tough wasn't it? I was so excited the day I saw my order to stop the wage garnishment. Now I have been catching up on small medical bills that had built up, plus fixing some things around the house that were being held together with duct tape. And we actually had presents for Christmas this year for everyone, not just the kids.
    Chapter 13 filed -8/12/04
    Plan approved- 7/11/05
    Date discharged--10-12-2007
    Date closed- 12/6/2007:yes2::yes2:

    Comment


      #3
      I've seen the 'NPOC' question asked before but there have been no answers so I decided to contact my attorney.

      I was told the NPOC status indicates the case is "in the process of closing". On the surface that sounds encouraging but I was also told that status is automatically triggered on the anniversary of the filing date. For example: If the case is scheduled for 36 months, that status is automatically triggered 36 months after the case has been filed.

      It really doesn't mean much as it is only a tickler for the trustee to briefly review the case to determine where things stand. I guess that's why my status went from 'open' to 'NPOC' on the 36 month anniversary of filing and then right back to 'open' the next day.

      Hopefully this will help someone searching for the meaning of the NPOC status in the future.

      Comment

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