Start Paying?

[Maximo]

We got our letter from the trustee yesterday, welcoming us to the wonderful world of our 13 plan. We will pay $3300 a month and his letter said the first payment is due October 25. I volunteered to have payments taken out of my check, but of course it won't kick in for a few weeks. Should I send in half of the amount now (will they "accept" 1/2 payment) then the 2nd half next payday, or send it all at once? I would like to make sure we don't overspend before the due date.

[AngelinaCatHub]

Purchase a bank check pre made out to the Trustee so you do not make a mistake. Please do not miss a payment. Pay ahead if you can. 'Hub

[arkienurse]

We got our letter from the trustee yesterday, welcoming us to the wonderful world of our 13 plan. We will pay $3300 a month and his letter said the first payment is due October 25. I volunteered to have payments taken out of my check, but of course it won't kick in for a few weeks. Should I send in half of the amount now (will they "accept" 1/2 payment) then the 2nd half next payday, or send it all at once? I would like to make sure we don't overspend before the due date.

Well, they won't be deducting the entire 3300 out of one check will they? If they do, I want your job . Unless you only get paid once a month.

Seriously though, my payroll deduction didn't kick in the check I thought it would, so I called my lawyer. My payment was set for 1275 a month, and the court ordered deduction was 588.46 a paycheck. My lawyer told me to march down to the post office and get a money order and get it in the mail that same day. So while I would confirm with either the lawyer or the trustee, I think it is a good idea to go on and send in the partial payment, by money order or cashier check, and be sure to keep the carbon copy as proof. I still have mine, 4 years later.

[Maximo]

Nurse, you are right, paid bi-weekley and the 3300 will be multiplied by 12 then divided by 26. I was just unsure if the trustee would accept a partial payment. Thx

[woeisme]

Trustee will accept partial payment as long as entire payment is paid before the due date. Before my wage deduction kicked in, I had to send two money orders a month, not a problem for the trustee. Actually walmart wouldn't make a money order for more than $999, so I had to send two anyway since I owe $1100/month.

[NowImDownInIt]

I was told to send in the full payment by money order the first time and then the rest have been taken through payroll deduction. You do have to make a FULL payment within 30 days of filing, so if you won't be able to make the remainder of the payment before 30 days, then I'd make the full payment.