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Discover Payment Settlement - Still Go Bankcrupt?

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    Discover Payment Settlement - Still Go Bankcrupt?

    Hi folks...

    I have question for everyone....is it possible to setup a payment plan with Discover Card, make the small monthly payment until I am able to file bankcruptcy and when the time comes to file, still include them in the bankcrupty?

    Thanks for your input!

    BKUniverse

    #2
    Yep. But stop using the card immediately if you still use it. But if you are planning to file, I would just stop paying now. It is like throwing 20's down the toilet.

    Good luck.
    Filed - 12/24/08 (Merry Christmas Credit Cards!)
    341 - 2/5/09
    Confirmation - 3/13/09....Happy Dance!!!

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      #3
      Yes, this will help you if you have made recent charges or balance transfers or cash advances, otherwise you are throwing good $$$ after bad.
      Filed CH 7 9/30/2008
      Discharged Jan 5, 2009! Closed Jan 18, 2009

      I am not an attorney. None of my advice is legal advice in any way..

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        #4
        Send the payments to me instead. I'll handle their collections phone calls for you. :-)
        filed chapter 13..confirmed...converted to chapter 7...DISCHARGED!

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