I filed a motion to reduce payments in my chapter 13 for 8 pay periods and the trustee said they can't recommend confirmation of the modified plan. The reason my motion stated is because I was unemployed for a period of time with reduced income falling behind on mortgage and need to catch up. (I sent an email to them clarfiying that what actually happened was a mortgage escrow analysis done and now they want to up the payment). What happened is my mortgage holder (who had relief from stay granted for doing a loan modification) paid my property taxes without being asked. These property taxes were part of my chapter 13 plan. Now I'm asking to reduce my plan amount by reducing the payments for 8 check to catch up this amount that was originally suppose to be pd through the plan. Their objection stated that they coudln't recommend because i wanted to pay post petition debt with income that could go towards UNSECURED creditors. I AM SO MAD, THE UNSECURED IS NOT GETTING ANY LESS THAN WAS ORIGINALLY SCHEDULED!
Anyone ever have something like this happen? If so, what was the outcome? I hope the further explanation I sent them will help them understand, I doubt it though. If he objects is that it, does it mean the amended plan won't be confirmed?!
Anyone ever have something like this happen? If so, what was the outcome? I hope the further explanation I sent them will help them understand, I doubt it though. If he objects is that it, does it mean the amended plan won't be confirmed?!