Equivalent value payment question

[Skipper]

Hi all,

Trying to get an opinion..

I understand that in order to keep "non-exempt" property (like my wife's wedding ring... potentially slightly over the exemption), that the "equivalent value" must be paid.

My question is this; can the payment be a one-time payment in Chapter 13 (possibly family will help) in order to satisfy the exemption? We need Chapter 13 because of our home...

Thanks,

Skipper