My Chapter 13 is going towards my car (that Im keeping), my 2 cc (which they said they wont pay much if anything on) My attorney fees (which is 3500), and my student loans are in the plan (they said they may pay a bit on my student loans, but im not totally sure on this). In 3 years, my car will be free and clear, my cc will be gone, then I will resume paying on my student loans. My student loans are what made them decide to go for a chapter 13 instead of the 7. If I wen t for a 7, I would still be payin on my car and my student loans....and just those together is more than my Chapter 13 payment.
I DO pay my rent/utilities first. I get paid once a month at the beginning of the month ( I know it sucks), so I pay the stuff that I have to pay. Then I am left over with this money that is sitting there. And by the time my mid month comes along, Im pretty broke. I will ALWAYS pay my bills, I was current on my bills all the way up till the credit cards doubled my min. payment. I had awesome credit, before I filed...I had bout a 720 or so credit score.
I KNOW i have a dysfunctional attitude or whatever u called it. Im working on it
I DO pay my rent/utilities first. I get paid once a month at the beginning of the month ( I know it sucks), so I pay the stuff that I have to pay. Then I am left over with this money that is sitting there. And by the time my mid month comes along, Im pretty broke. I will ALWAYS pay my bills, I was current on my bills all the way up till the credit cards doubled my min. payment. I had awesome credit, before I filed...I had bout a 720 or so credit score.
I KNOW i have a dysfunctional attitude or whatever u called it. Im working on it
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