In a Chapter 13 case with a high income debtor, there is a big difference in the disposable amounts of the Means Test and the difference between schedules I (Income) and J (Expenses). The Means Test disposable income is much, much higher, and the Trustee wants to use that amount to calculate what the debtor must pay every month. Is it possible to argue that the Schedule I/Schedule J difference should be used to calculate the amount payable to the plan?
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What areas are different? What does your atty say?Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
(In the 'planning' stage, to file ch. 13 if/when we have to.) -
You would need to give more details, but it sounds like you may have claimed too much or too little on your J. For instance, we are only allowed $60 per person, per month, for medical expenses (above premiums). If you have $180 listed on your J, you would need to prove why.Comment
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