CH13 and opening a checking account

[justbaby]

Well I have a week out from my confirmation. (thank GOD!) Currently I have been using my husband's business account as my main account because I've been unable to open a personal checkings account due to Telecheck/Chexsystems reports after a payday loan mess a few years ago. I'd like to split that (on my own as the trustee didn't even question it) but unsure about whether or not my Chexsystems report is now clear after the bankruptcy. Is it possible for me to submit something to the reporting agencies to have these reports removed?

Any suggestions?

[Freddy03]

You can submitt your discharge paperwork to chexsystem and they will remove it.

[justbaby]

O I see...well I guess I have to wait until 5 years since that's when I will be discharged...

[Freddy03]

I just sent you a pm with some info.

but I found this:

Chexsystems does have a department that deal with those that have filed a bankruptcy

The direct number to the BK department is ( 800) 934-5458. You need to simply fax over the document you received when you filed (you don't have to wait for discharge papers), this is according to the BK department at chexsystems

The fax number is
602-659-2197

[justbaby]

AWESOME! Thanks, I will contact them now!

[Nicollette]

Well I have a week out from my confirmation. (thank GOD!) Currently I have been using my husband's business account as my main account because I've been unable to open a personal checkings account due to Telecheck/Chexsystems reports after a payday loan mess a few years ago. I'd like to split that (on my own as the trustee didn't even question it) but unsure about whether or not my Chexsystems report is now clear after the bankruptcy. Is it possible for me to submit something to the reporting agencies to have these reports removed?

Any suggestions?

There are some banks that offer second chance checking accounts for people that have had problems with checking accounts in the past. I'm not sure if you have any of these banks in your area, but Chase, US Bank, and Fifth Third are ones that I know that offer second chance checking.