Not sure what to do

[SinkingFast]

Things have taken a huge turn for the worse, I am having major marital problems and possibly divorce. Almost everything is in both of our names, I haven't filed 13 yet, but now I will have no choice. How does this work, two cars, the house, the bills they are all in both our names. This is driving me crazy, money just takes such control.

We know a couple going thru the same thing. Financial problems have driven them to the brink of divorce.

They are looking at Ch 7 if they really do divorce. Neither one, seperately, makes enough to float the bills they've created together.

They have the house. He has his CC debt and she has her CC debt. She has a lower paying job, while he has a higher paying job. He can't keep up the house payments and his CC debt without her income. She can't pay her CC debt and find a place to live without his income. If she moves out, she'll need every penny from her paycheck just to survive. If he keeps the house, he'll need every penny from his paycheck to keep up the mortgage. If they sell the house, they'll just break even on it. Between their 1st, their 2nd, and costs to sell, they're at the upper end of the price range on their home. Neither one of them has enough money to buy-out the equity in the house of the other one if they split.

When they started thinking about filing, they were looking at Ch 13 as long as they would be doing it together. Now that they may be splitting up, they are both looking at Ch 7 to be able to move on with their lives.

[lsutton1974]

thank you so much for the encouragement, it is just to stressful and I guess we tend to take it out on the ones we love. It is just so much harded then I thought and there just isn't much left to do anything with. We haven't filed yet but did talk to an attorney, we will have nothing left after the plan payment I just hope nothing happens as it may push one of us to the edge we already so close to.