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Lost job 23 into chap 13 can I convert to 7?

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    Lost job 23 into chap 13 can I convert to 7?

    I have been paying at 100% for two years now and just got canned. I did not qualify for a 7 when I filed in Dec of 2008. My lawyer is no longer practicing, he retired in August, so I am out of luck there. I dont want to keep my house, that is not a big deal at this point. Not sure where to go with this other than find a local attorney. I have about 75k left in unsecured and a car payment in the plan. I pay my student loan outside the plan as well as the house payment. Can I convert to a 7 now, even though I did not qualify for a 7 when I initially filed?

    Thanks for your time and replies.

    #2
    You can convert to a CH7 if you now qualify. Start talking to some local lawyers. You might also want to talk to those lawyers about stopping your CH13 payment while you look for work (and while you get further and further away from the income that had you above median and in a 100% plan).

    Good luck!

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