Has anyone who is in a Chapter 13 ever gotten pregnant durining the pay back period? I am just wondering how hard it is to get an amendment to the plan? Thanks...
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What are you trying to ammend?Filed- 4/7/2006
341- 5/24 /06
Payments $110.00 a month for 36 months
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My payment amount...due to daycare, etc.Comment
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Talk to your lawyer. The proper term is plan modificationand it's perfectly reasonable since, your financial picture has changed.Comment
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Yes, a modification isn't a big deal to get, especially in a case like yours where you will have an extra dependant and extra daycare. Totally changes
your disposable income. Your attorney can request it.Comment
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Just playing the devil's advocate here, but will the plan length play a factor in a plan modification? For example, I'm paying 100% over 36 months. If my wife gets pregnant and I try to initiate a plan modification, how likely would it be for the trustee to just tack on a few more months of payment to compensate for the lower monthly payment?Comment
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One big key in modifying a plan is, unsecured creditors can't get less in a 13 than they would get in a 7.
So, to answer Quickteg's question we'd need to know why you are in a 13 with a 100% payback? High disposable income or, too much equity in a home?Comment
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